There are times when I need absolute silence in order to concentrate. Since I spend a lot of time at home writing, I deal with the constant challenges of coming up with new material, and allowing the creative process of writing to develop. Perhaps the most distracting thing I face when I am trying to focus is NOISE. Whether the noise is from people talking to each other, exercise equipment banging against the floor, car horns blaring, cats playing, doors opening or closing, or people constantly trying to talk to me, any noise except music will get me to the point where I get close to losing it. I am well aware of the fact that I suffer from misophonia, and have dealt with it since med school days, when I had to wear earbuds whenever I sat for exams.
I recently read that a group of psychologists at Northwestern University discovered that highly creative people tend to be more sensitive to noise than the average person. I digested this information with relish, since I certainly hope the fact that I can be easily annoyed by noise when I am in a creative mode is indicative of creative genius, or at least something close! The assertion that creative types are more easily distracted by noise is demonstrated by great novelists like Proust, who apparently would sequester himself in his small apartment, donning earplugs and drawing the blinds while he wrote.
Basically, I think the general rule of thumb should be that if someone tells you to pipe down, and the person is clearly trying to focus, then SHUT UP!